Businesses powered by XferCredit: growing daily
PORTFOLIO VALUE
$124,800
+$8,400 this month
MONTHLY INCOME
$3,840
18 active contracts
INTEREST EARNED
$17,640
+14.2% YTD return
42
BORROWERS
94%
ON-TIME
16.4%
AVG APR
7 listed
MARKETPLACE
Powered by industry-leading infrastructure
Products
Grow your business with a comprehensive set of financing, payment, and marketplace tools.
Send an invite. We pull credit, verify identity, generate TILA-compliant docs, and collect e-signatures — automatically.
CREDIT SCORE
720
Soft pull · Experian
Continue →
New financing contract
DRAFTBorrower
Sarah Martinez · sarah@email.com
Amount
$5,000
APR
18%
Term
12 mo
Monthly payment
$458.40
+ $501 interest income
Total
$5,501
Send for signature →
Edit
Signed
DocuSign envelope
2 min ago · 4 fields
Stored in vault
A $5,000 job at 18% APR earns $500+ in interest income.
Interest Earned
Last 30 days
$17,640
Stripe-backed ACH and card payments, retries, and dunning — set it and forget it.
Payment received
Sarah Martinez · ACH
+$458.40
List your contracts on the marketplace. Investors buy them, you get paid.
Marketplace
6 listedA. Johnson
12mo · 18% APR
$5,580
11.1% return
R. Chen
12mo · 18% APR
$3,230
17.6% return
L. Garcia
12mo · 18% APR
$8,455
8.2% return
TILA-compliant docs, state-specific disclosures, and credit bureau reporting — built in.
Compliance
All 50 statesTILA-compliant
Auto-generated for every contract
Track every contract, payment, and dollar of interest income — across borrowers, investors, and your team.
Active contracts
42Calculate Your Earnings
Monthly Payment
$458.40
for 12 months
Sale
$5,000
Total
$5,501
Interest
+$501
Without Financing
$5,000
“I can’t afford it”
With XferCredit
$5,501
+$501 interest
By The Numbers
0%
of business failures are caused by cash flow problems
$0+
interest earned on a $5,000 contract at 18% APR (12 mo)
0
states with compliant financing templates
0
credit bureaus we report to
How It Works
01
Your customer gets a link. They apply, we pull credit, verify identity, and generate TILA-compliant docs — all automatically.
02
Your customer pays monthly. You earn the sale price plus interest income. A $5,000 job at 18% APR earns $500+ in interest.
03
Need cash now? One tap to list your contracts on the marketplace. Investors buy them, you get paid immediately.
Built For Your Industry
Real scenarios showing how much you’d earn by offering financing instead of losing the sale.
extra revenue from financing
extra revenue from financing
extra revenue from financing
extra revenue from financing
See It In Action
PORTFOLIO
$26,985
MONTHLY
$2,112
INTEREST
$5,168
ACTIVE CONTRACTS
Sarah M.
18% APR
$1,840
James K.
15% APR
$7,438
Mike R.
22% APR
$1,160
PENDING
2
applications
TEAM
4
members
Simple Pricing
$200
/month per business
Unlimited financing contracts
Credit pulls (Experian, Equifax, TransUnion)
Document generation + e-signatures
Automated payment processing
Collections + credit bureau reporting
Marketplace access
50-state compliance
Plus ~6% per payment · 10% collections · 1.5% marketplace transfers
START FREE TRIALJoin businesses nationwide turning one-time sales into predictable monthly income.